The Lenders give weightage to cibil score to provide a personal loan because it is an unsecured loan, they need to check your loan repayment eligibility. This score represents the complete details of your credit history, amount, credit duration, take repayment as a responsibility, and other factors. Source- https://saralcredit.wordpress.com/2022/10/04/how-to-apply-for-a-personal-loan-for-low-cibil-score/
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